01343 552900 ifa@blackdogifa.co.uk
Black Dog Financial Services Ltd

"The need to understand your options has never been greater"


COVID-19 and your investments and pensions

Should you have any concerns regarding the value or risk of your investment or pension plans and would like to know their current value, please contact us by email on our contact page or telephone 01343 552900.

COVID-19 and our office opening hours

Due to the current restrictions on movement, our office is now closed. You can contact us by email on our contact page or telephone 01343 552900.

Please note that if you send any post to our office, there maybe a 24 – 48 hour delay after delivery before we open it. Please contact us to discuss the most efficient method to send your post.

Important – Please do not send any cheques for your investments / pensions, etc to the office. Please contact us to discuss the appropriate method of sending any payments.

COVID-19 and market conditions and volatility

We are required to notify clients who have seen a 10% or more drop in their investment values. The last event was on the 19th March 2020. This affected Old Mutual Wealth’s Active Managed Portfolios Risk, 3 and 7. We will update this page as necessary to keep you informed.  


The FCA has also published support on potential coronavirus (Covid-19) scams covering how they could affect you and how to protect yourself. Please visit their website here.




“The Financial Conduct Authority does not regulate Will Writing, Tax Advice, Offshore Investments, and Estate Planning”.
“Level and bases of, and reliefs from, taxation are those currently applying but are subject to change and their value depends on the individual circumstances of the investor. The value of investments can go down as well as up, as can the income derived from them.
Past performance does not guarantee future growth or income and you may not get back the full amount invested.”
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Black Dog Financial Services Ltd is authorised and regulated by the Financial Conduct Authority Registered in Scotland No.265100. Registered Office – 35 Moray Street, Elgin, Moray, IV30 1JH.